When you have an insurance case and you fear insurance fraud then you should request the insurance fraud investigations department from your insurance company and talk to them. There are thousands of opportunities for fraud in the insurance business and many people are looking to make a quick buck this way. In the US alone it is estimated that insurance fraud has reached as much as $80 billion a year.
Most people think that this type of loss only affects the insurance company, but that is not so. The loss is reflected on the higher prices on every one of our claims. Today the role of insurance fraud investigations officers in Maine, NH, Vermont and Mass., is becoming more and more important as more cases are arising.
Tom Nickels Private investigator and other insurance fraud investigations specialists work on assessing the validity of any insurance claim, discouraging fraud and bringing these criminals to court.
The type of investigations done in insurance fraud is different for each case and depends on the insurance and the type of claim that is being made. For instance, if the claim refers to medical health insurance, then the private investigations will focus on the patients medical history. The investigation will look at the billing and see if there are any abnormalities in the billing. The private investigator will look at service records and see if the practitioner has had other cases that also seem to be fraudulent.
If for instance, the case revolves around an auto insurance claim, then the insurance fraud investigations will look at the damage estimates and compare them to other similar claims. The investigator will look at the damages that are being claimed, the amount charged for repairs.
Thanks to technology that is now available to Nickels Private Investigations and others related to insurance fraud investigations, the time between reporting the claim and getting a result. Still the lure of getting quick money from an insurance claim is very appealing to criminals, so always be on the lookout for a scam.
{ 0 comments }
